CoverTN
CoverTN relies on voluntary partnerships between the state, individuals and employers where each commit to pay one-third of the monthly premium of the low-cost product.
CoverTN offers affordable, portable health insurance options that meet the needs of small business owners, the self-employed and individuals who otherwise couldn't afford coverage. CoverTN is a limited-benefit health insurance plan that provides low-cost coverage for basic medical services.
CoverTN is based on three key concepts
• Affordable
» Low premiums shared equally by the state, employer and employee
» Individual's monthly premium shares range between $37 and $109
» Premiums vary depending on age, weight and tobacco use
• Portable
» Owned by the individual
» Members keep coverage even if they leave an employer
» Provides continued coverage during brief periods of unemployment
• Basic health benefits
» Focus on first dollar coverage (no deductible) for preventive and primary care
» Provide most needed services to those without coverage
Cover Tennessee | 312 Rosa L. Parks Avenue | Suite 2600 | Nashville, TN 37243 | 1.866.CoverTN
cover.tennessee@tn.gov
