Vermont Health Access Plan (VHAP)
Vermont Health Access Plan (VHAP)
VHAP is a health insurance program for low-income adults age 18 and older who have been uninsured for 12 months or more – with exceptions for Vermonters who recently lost their insurance because of a life change such as a divorce or loss of a job (Read further information on VHAP Qualifications).
Who can enroll?
Adults without children can earn up to and including $1,306* per month and parents can make up to and including $2,166* per month for a family of two, $2,721* per month for a family of three and $3,276* per month for a family of four and still be eligible.
What services are covered?
VHAP covers a wide range of services including hospital care, prescription medicines, mental health and doctor visits.
How much does it cost?
Monthly premiums for your VHAP coverage are based on your household income and family size, or you may get assistance from the state to help pay a monthly portion of your employer’s health plan. (Read further information on Employer-Sponsored Insurance (ESI) Premium Assistance.)
Good news: VHAP recently reduced the cost of premiums by 35 percent! Premiums for VHAP now range from $7-$49 depending on your income and the only co-payment is $25 for emergency room visits.
* You may still qualify if your monthly income is higher if you have earned income and/or child care expenses.
Department for Children and Families
103 South Main Street, Osgood 3
Waterbury, VT 05671-2401
Phone: (802) 241-2131
